FCS is an insurance company focused on writing bail surety and committed to providing our agents with quality, friendly service with a smile on our face and a smile in our voice. We know bail is a competitive and sometimes difficult business. Our goal is to help and aid our agents to be successful.

"Quality NOT Quantity" is our company motto. We seek this in our agency force and in the business we write. We believe that working with individuals of good business character will reflect positively on our company and on each of our agents.

If you like dealing with a Surety that performs as promised, honors commitments, and provides quality, friendly service in a timely manner --- then PLEASE CONTACT US TODAY.

  • Kathleen Ledbetter Kathleen Ledbetter

    Kathleen Ledbetter
    Manager - Operations
    877-737-2245 Ext 8402

    • Kathleen Ledbetter serves as Vice President and Operations Manager for Financial Casualty & Surety. She joined Myron Steves in 2000 as Contract Administrator and Supervisor for the Diamond State Insurance, Bail Surety Program.
    • Kathleen holds an Associate Degree in Applied Science in Technical Accounting with an emphasis on Computer Applications from Lamar University at Orange and has completed the Supervision Certification Program at University of Houston.
  • Mandi Cary Mandi Cary

    Mandi Cary
    General Counsel
    877-737-2245 Ext 8264

    • Mandi is Corporate Counsel for FCS and is responsible for working with agents, outside attorneys, Departments of Insurance and other regulatory authorities regarding FCS legal matters. Mandi has a bachelors degree from Texas A&M University, a law degree from South Texas College of Law, and is a member of the Texas State Bar. Prior to joining FCS, Mandi practiced both criminal defense and civil law in Houston, Texas.
  • Terry Cressy Terry Cressy

    Terry Cressy
    Vice President
    877-737-2245 Ext 8406

    • Terry is responsible for market development and agent relations for FCS. Terry utilizes his decades of hands-on bail experience to help our agent partners with their business needs.
    • Terry has been involved in the bail industry since 1992. He has owned and managed retail bail agencies, managed multi-state bail operations, acted as a bail General Agent and now works for FCS, one of the largest bail bond surety insurance companies in the nation.
    • Terry has a law degree (J.D.) from his home state of California.
  • Julie Nunez Julie Nunez

    Julie Nunez
    877-737-2245 Ext 8433

    • Graduated from DeVry Institute of Technology in 1999 with Bachelor of Science in Accounting. Began as staff accountant with HCC Insurance Holdings, Inc. in 1999. By 2005, was promoted to Controller of HCC Life Insurance Company and Avemco Insurance Company (subsidiaries of HCC Insurance Holdings, Inc.). In 2009, joined Financial Casualty & Surety, Inc. as Controller.